Friday, March 11, 2005


So this week I got a letter from RPI. This was kind of surprising, as I don't usually get letters from RPI (largely because they still think I live at my parents house), but when I opened it up I was happy to see that it was my original institutional promisory note for one of my student loans, which has now been paid in full.

I actually paid this off a couple of weeks ago, on a whim, since I noticed that the actual amount left was down to something like $1000, so I decided to just get it out of the way now rather than stretching the process out over the next year or so.

It's interesting how good it feels to not have that particular loan hanging over my head, and I'm having to exercise some self-restraint to avoid going out and paying off my other student loan.

Ironically, the remaining student loan has a lower interest rate than, for example, my car loan, so it actually makes sense to avoid paying it off as long as possible. That said, I have zero problem having a car loan hanging over my head, as that seems like a fairly normal thing to have, but having 13 grand left on a student loan continues to bother me for some reason.

It's almost as if until I finish paying it off I won't really be done with school or something. It's totally irrational, but it keeps bugging me just the same. Strange.