so i went to the mall after work and looked at cameras. i have to agree with what i've heard about ritz camera, they are a pretty crappy camera shop, but i did get a chance to play around with the models i'd been interested in, which is the important thing.
i think i'm going to go with a nikon n65 (the review at the top of the page is pretty scathing, but the comments give me hope, and jj had good things to say about it), since of the low end cannon and nikon bodies, it seems the nicest mix of features and cost effectiveness. basically, it felt like a real camera, while the cannon rebel was light enough that it felt like a toy. i'd be afraid i'd drop it and it'd fly into a million pieces. i'm sure that the nikon would probably also fly into a million pieces in such a situation, but at least it feels like it won't, which is a plus in my book.
assuming nothing else comes up, i'll probably head into the city this weekend and pick one up at b and h, since everyone tells me they've got the best prices around.